AMFI-Registered Mutual Fund Distributor
AMFI-Registered Mutual Fund Distributor
At InvestmentVala, we believe that retirement planning is not optional – it is essential. One of the most powerful and disciplined ways to build a secure retirement corpus in India is through the National Pension Scheme (NPS). NPS is a government-backed, long-term retirement savings scheme designed to help individuals systematically accumulate wealth for their post-retirement life.
NPS encourages regular savings during your working years and provides a structured pension income after retirement. It is suitable for salaried individuals, self-employed professionals, and business owners who want to ensure financial independence, dignity, and stability in their retirement years.
What is NPS?
The National Pension Scheme (NPS) is a voluntary, contribution-based retirement system regulated by the Government of India. Under NPS, investors contribute regularly to their retirement account, which is invested in a mix of equity, corporate bonds, and government securities. Over time, this helps in building a substantial retirement corpus.
At the age of retirement (currently 60 years), a part of the accumulated corpus can be withdrawn, and the remaining amount is used to purchase an annuity that provides monthly pension income for life.
NPS helps you build a large retirement corpus through disciplined long-term investing.
Your contributions are invested in equity and debt, allowing you to benefit from market growth.
NPS offers attractive tax benefits under the Income Tax Act, making it one of the most tax-efficient retirement products.
NPS has one of the lowest fund management charges among all investment products in India.
You can invest monthly, quarterly, or annually based on your cash flow.
You can choose your preferred pension fund manager and asset allocation.
